Any Ideas for a Catchy Phrase for a Financial Freedom Website?

I am the webmaster of a financial freedom and personal finance website.

The URL is:

http://www.financialfreedomtrail.com...

I am trying to craft a theme phrase that will be memorable and paint a mental picture so people will easily remember to be financially responsible.

The main theme is:

"You must spend less than you earn."

The problem is that it's boring, and people have trouble living by this essential principle.

So far I only have:

"Not managing your money wisely is like forgetting to check you fly when you come out of the men's room"

As you can see, I need something better.


Maybe something like, "Spending more than you earn is like........."

Please help me finish the sentence.

Thanks