Help! Aarons Rent To Own Drama!?
What can they do to me?
I know I shouldn't of gone with a rent to own company, but I started school and I have like no money to put towards a laptop. But I work full time too so I thought I would just have to swing the payment. However recently my laptop was stolen. I only got one payment in too. I asked if they had insurance since I had a feeling something bad might happen. They said there was nothing they offered. So I got broke into and my laptop and cash was stolen from my room. I'm 15 days behind and I've filed a police report and the detective told me that the laptop was under investigation and that they had a suspect who tried to pawn it. The cops told me they would speak to aarons and that to not pay anything until they got more info. The manager of the store called me tonight and threatened me and my family. He was very rude and wouldn't let me get a word in. Then out of nowhere he hung up on me. I didn't get any time to say nothing, didn't blow up and now I'm really scared
Well, for starters I suggest you get renters ins in case this happens again. I don't think the manager can do much to you. He's just a bully! Tell the police officer who is handling your case that this happened and go form there. The same thing happened to me, but my laptop was eventually recovered and returned to the store and I gave up on my payments and lost all the money that I had put into it. The employees here were persistent with me too, but that is their job. They SHOULD NOT have been rude however and hanging up on you or threatening you when it was not your fault is wrong. Maybe you can talk to a manager higher up and let them know what is going on. The rental place did nothing wrong, YOU failed to carry renters insurance. It is also not their fault that it has been stolen and YOU are still very much obligated to pay for thecomputer even though you will not be getting the use of it.
They can and WILL sue you in a court of law.
A police officer should not be giving you legal advice and how does he figure it getting stolen negates you debt?
Why do you think it getting stolen negates your debt, I don't understand? It really makes no difference in the overall picture whether or not the rental employee was rude to you--bottom line, you messed up.
Although you are inexperienced in these matters, unfortunately you are still obligated for the rent on the laptop. You might get a little relief from the company if you get the police report and show it to them but don't count on it.
You had their property, you signed a contract and you didn't protect their property. The best thing you can do is pay the rental and hope that you get the laptop back. Otherwise, you may be liable for the replacement of the laptop as well as rent.
Good luck!