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release of Letraset

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Name: LYNN WU

I keep geting a differant credit score?

i keep geting a differant credit score from all three agancies one i got 634 and the other i got 718 im soooooo confused

  • every agency has a different score model.
    another thing is you need to compare all three to see if they have the same accounts listed....with the same information...

    and check the inquiries...you will definitely have a different amoutn with each bureau

    i'm certain that you have a derogatory with one bureau..and it's not reporting to the other one
  • The three credit bureaus take your credit info and use an algorithm to create your score. Don't worry so much about your score. Make sure what's on each of the three bureaus is accurate!
  • It actually goes by your Fico score to get a house, the equifax score is mainly car loans, and experian is everything else at least that's how i see it ...And did you know their is fourth credit bureau named Innvois make sure you get your report from them to. I know its all so confusing that I decided to home school myself on the credit system and i only know a little and still have alot of questions but what i know i will definitely share....Also check out Credit Secrets Bible its full of insiders info that will help you understand credit and how to rebuild it..good luck!